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Retirement Planning

Planning for retirement is one of the biggest challenges many of us will ever face. Not only must we amass enough wealth to carry us through, but we must structure our savings so that it can be accessed in a dependable, safe, and tax-efficient manner. At Coastline, we can help you understand:

Client Centered
  • Social Security:  There are many aspects of social security.  Not only the retired receive benefits. We can help you understand the nuances and situations whereby you can maximize your social security payments.
  • Pension Options:  Pension plans differ from organization to organization, as does the way it is shared with participants. Coastline can help you find the most efficient and cost effective way of managing your balances. 
  • 401k, 403b, and 457 plans: Retirement plans can offer lending possibilities as well as growth.  Understanding the opportunities, while planning for growth can be a complex process. Let us walk you through it.
  • Traditional and Roth IRAs and Rollovers:  Should I have taxes taken out now, or later? Should I wait until 70, or start taking my distributions at 59 and a half? These are just a few of the questions we can help you navigate when it comes to optimizing your IRAs.
  • Municipal Bonds: Learning about tools to supplement social security income can be tricky.  Municipal Bonds are one strategy to invest your nest egg, tax-free.