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Insurance Strategies

Planning for financial risk is a core piece of financial planning. Unfortunately, risk is often misunderstood and improperly covered. Through our in-depth discovery process, we pinpoint risks that have the potential to bring financial disaster. We analyze all aspects of your insurance portfolio to see where you are overpaying, where you are under covered, and where we can make tactical shifts to realize efficiencies. 

Our comprehensive approach to insurance review includes:

  • Home, Auto, and Property:  Protecting your assets goes beyond investments.  Your home, your car(s), and property need looking after as well in the event of an accident or catastrophe.  We have specialists on staff and as partners who can guide you through knowing exactly what to cover and for how much.
  • Whole and Term Life:  How can something so simple, be so complicated? We hear that all the time.  You know you want you and your family protected, but don't know what instrument to purchase.  That's where we come in. We can help find the perfect policy for you and your loved ones so you can sleep at night.
  • Disability:  In the event of an accident or physical disability development, you are going to need to know that bills will be paid and your family is looked after. Preparing for a rainy day should be on everyone's plan.
  • Long-Term Care:  Who will take care of you when the need arises? Better yet, what happens if you outlive your money and need care in your elder years? Long-Term care is looking ahead protection that can also have a death benefit for your family. Coastline has experts that can help figure out what the best plan is for you.
  • Business "Buy/Sell" and "Key Man":  When a business goes beyond sole practitioner, partners need to protect themselves against situations that may put their investments at risk. We can help businesses protect themselves by setting up agreements in the event that a co-owner dies or leaves the business. We can also assist in setting up insurance for crucial employees of the business.